Maximize Your Returns with Tailored Mutual Funds
Mutual Funds
At Snowball, we believe financial success is for everyone. Our diverse range of mutual fund services helps you reach your financial goals with confidence and ease. As experienced mutual fund service providers, we conduct in-depth analysis, understand goals, and create result-oriented strategies to meet your aspirations.
Our mutual funds offer a streamlined way to grow your wealth through diversified investments managed by experienced professionals. By pooling resources from multiple investors, we create opportunities for you to participate in various asset classes, including equities, bonds, and other securities.
Our expertly managed portfolios aim to achieve your financial goals while minimizing risk, helping you build wealth that spans generations.
Types of Mutual Fund
Mutual funds are classified into the following categories
Equity Mutual Funds
Types
Large-cap mutual funds
Large-cap funds invest primarily in large-cap companies like the top 100 well-established companies.
Mid-cap funds
These mainly invest in mid-sized companies ranked by market cap.
Small-cap funds
These funds target small-cap companies ranked by market cap. With high risk, they offer the potential for higher returns.
Multi-cap funds
These funds invest 25% of their assets in each market capitalization- large-cap, mid-cap, and small-cap companies, while the remaining is best invested by the fund manager.
Debt Mutual Funds
Types
Money market funds
Money market funds generate profits by lending to companies or governments for up to 1 year. These are considered low-risk investments.
Corporate bond funds
These funds lend to companies with the highest-rated debt papers. With moderate risk, their return potential is also moderate.
Overnight funds
These funds earn returns by lending to companies or governments for one business day. They are highly liquid funds with low risk.
Liquid funds
These funds earn returns by investing in debt securities with a 91-day maturity period. They are highly liquid and offer slightly higher returns than overnight funds.
Arbitrage funds
They aim to earn returns by leveraging price differences between different securities or markets. They are low-risk investments.
Hybrid Funds
Types
Aggressive hybrid
Aggressive hybrid funds have a higher equity allocation than debt. They generate higher returns but also have higher risks.
Dynamic asset allocation funds
These funds adjust equity and debt proportions in the portfolio depending on market movements.
Multi-asset allocation
As the name suggests, multi-asset allocation funds invest in multiple asset classes like equity, debt, gold, and real estate.
Equity Mutual Funds
Equity mutual funds involve investing in stocks of publicly traded companies. These funds are categorized based on company size, such as large-cap, mid-cap, small-cap, flexi-cap, and balanced funds. Equity funds are considered high-potential investments due to their potential for substantial returns.
Fixed-Income Mutual Funds
Bond mutual funds are the most common type of fixed-income funds. They provide investors with regular, fixed returns by investing in government and corporate debt. These funds are generally considered safer investments compared to stocks.
Money Market Funds
Money market funds invest in high-quality short-term debt instruments and cash equivalents, such as treasury bills, certificates of deposit, repurchase agreements, and commercial paper. These funds offer good returns while maintaining high liquidity levels.
Equity Mutual Funds
Equity mutual funds involve investing in stocks of publicly traded companies. These funds are categorized based on company size, such as large-cap, mid-cap, small-cap, flexi-cap, and balanced funds. Equity funds are considered high-potential investments due to their potential for substantial returns.
Fixed-Income Mutual Funds
Bond mutual funds are the most common type of fixed-income funds. They provide investors with regular, fixed returns by investing in government and corporate debt. These funds are generally considered safer investments compared to stocks.
Money Market Funds
Money market funds invest in high-quality short-term debt instruments and cash equivalents, such as treasury bills, certificates of deposit, repurchase agreements, and commercial paper. These funds offer good returns while maintaining high liquidity levels.
Benefits of Investing in Mutual Funds
Potential for Growth
Our strategic approach aims to capitalize on market opportunities, providing the potential for higher returns.
Investing in Market Fluctuations
Market timing can be unpredictable. 'Rupee Cost Averaging'—investing a fixed amount regularly—helps in buying more units when prices are low and fewer units when prices are high, averaging out the cost over time.
Power of Compounding
The power of compounding can significantly increase your returns over time. For example, investing Rs. 10,000 monthly in a postal scheme for 30 years could yield about Rs. 1.5 crore at an 8% return rate. However, investing the same amount in a mutual fund equity scheme might generate around Rs. 23 crore, assuming a 15% annual compound growth rate.
Risk Mitigation
Diversified investments help spread risk across different asset classes and sectors.
Why Partner With Snowball Financial Services?
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